1996年1月1日协会运费共同海损－污染费用保险条款(Institute General Average-Pollution Expenditure Clause, Freight 1/1/96)
   
   In consideration of an additional premium to be agreed, where the contract of affreightment provides for adjustment according to the York-Antwerp Rules 1994, this insurance is extended to the proportion of General Average expenditure attaching to freight at risk of the Assured, reduced in respect of any under-insurance, which is allowable under Rule XI(d) of the York-Antwerp Rules 1994 and which would be recoverable under Clause 11 of the Institute Time Clauses-Freight 1/11/95 or under Clause 8 of the Institute Voyage Clauses-Freight 1/11/95 respectively but for Clause 11.4.2 or Clause 8.4.2 therein.
   This insurance is subject to English law and practice.
   以支付约定的附加保险费为条件，在货运合同规定根据1994年《约克安特卫普规则》调整之场合，本保险扩展承保应由被保险人承担的附贴于运费的共同海损费用部分，扣除有关任何不足额保险，这些费用根据1994年《约克安特卫普规则》第XI(d)款可获补偿，根据1995年11月1日协会运费定期保险条款第11条或1995年11月1日协会运费航次保险条款第8条可获赔偿，但第11.4.2项或第8.4.2项除外。

   本保险受英国法律和习惯制约。